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Decatur Earthmover Credit Union offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
Conventional 30-Year Fixed Rate
Conventional 15-Year Fixed Rate
FHA 30-Year Fixed Rate
USDA Rural Development Guaranteed Loan 30-Year Fixed
VA 30-Year Fixed Rate

Conventional 30-Year Fixed Rate
Term: 30 years   Maximum Amount: $453,100
RatesAPRPointsPayment
4.875%5.052%0%$0.00

Conventional 15-Year Fixed Rate
Term: 15 years   Maximum Amount: $453,100
RatesAPRPointsPayment
4.625%4.93%0%$0.00

FHA 30-Year Fixed Rate
Term: 30 years   Maximum Amount: $453,100
RatesAPRPointsPayment
4.625%4.799%0%$0.00

USDA Rural Development Guaranteed Loan 30-Year Fixed
Term: 30 years   Maximum Amount: $424,100
RatesAPRPointsPayment
4.625%4.799%0%$0.00

VA 30-Year Fixed Rate
Term: 30 years   Maximum Amount: $453,100
RatesAPRPointsPayment
4.625%4.799%0%$0.00



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $453,100 with closing costs of $9,062. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $453,101 with closing costs of $9,062. Your actual APR may be different depending upon these factors.