Home     Loan Center     Products     About Us     FAQ     Resources   Products Decatur Earthmover Credit Union offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:   Conventional 30-Year Fixed Rate Conventional 15-Year Fixed Rate FHA 30-Year Fixed Rate USDA Rural Development Guaranteed Loan 30-Year Fixed VA 30-Year Fixed Rate Conventional 30-Year Fixed Rate Term: 30 years   Maximum Amount: $453,100 Rates APR Points Payment 4.875% 5.052% 0% $0.00 Conventional 15-Year Fixed Rate Term: 15 years   Maximum Amount: $453,100 Rates APR Points Payment 4.625% 4.93% 0% $0.00 FHA 30-Year Fixed Rate Term: 30 years   Maximum Amount: $453,100 Rates APR Points Payment 4.625% 4.799% 0% $0.00 USDA Rural Development Guaranteed Loan 30-Year Fixed Term: 30 years   Maximum Amount: $424,100 Rates APR Points Payment 4.625% 4.799% 0% $0.00 VA 30-Year Fixed Rate Term: 30 years   Maximum Amount: $453,100 Rates APR Points Payment 4.625% 4.799% 0% $0.00 Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $453,100 with closing costs of $9,062. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $453,101 with closing costs of $9,062. Your actual APR may be different depending upon these factors.